Getting Started
Our Process
Our Beliefs
FAQ
Request Info
Disclosure

Resources
Tell a Friend
Links

Information
Estate Planning
Retirement
Short Takes

methodology

Our Multiple Asset Portfolio (M.A.P.) is designed to help you “sleep well at night” by achieving better returns with less risk.  The key to the MAP hedging solution is to include asset classes that do not move in tandem.    While some investments may be going down, others will be going up …thereby cushioning the volatility of the portfolio.  

At Foldes Financial Management we will determine your risk tolerance and construct your customized M.A.P. to contain the best mix of uncorrelated asset classes to accomplish your goals.  

In fact, we are able to use certain investment options today that were available only to large institutions and ultra-high net worth individuals, as recently as five years ago!

Our goal at Foldes Financial Management  is to reduce volatility, preserve principal and achieve stock market returns.  We do this by understanding the relationship between asset classes to make sure that there is a life jacket if certain investments in your portfolio are declining.

What we learned from the 2000-2003 bear market.

There was no place to hide in the equity markets.  Large, mid, and small size stocks, both domestic and international, all declined more than at any time since the Great Depression.  However, our Multiple Asset Portfolio, including non-traditional asset classes such as Real Estate Investment Trusts, Commodities and Hedge Funds dramatically cushioned the downturn…thus balancing the financial risk of your portfolio. We’ve learned not to be fooled by common investment misconceptions such as    “Over the long-term the stock market will always go up” or “You cannot lose money by investing in bonds”.   In fact, there have been lengthy periods when the stock and bond markets have had no growth at all.  So you must ask yourself, “Will a traditional stock and bond portfolio accomplish your goals? 

At Foldes Financial Management, our goal is to provide our clients with a MAP to a lifetime of investing success.  Don’t wait for the stormy conditions!  Put Foldes Financial Management to work for you today and achieve better returns with less risk.